Terms

Terms of use

Susman Insurance Agency, holding a California insurance license (0B75129), operates this site. It delivers general information on term life protection and a quoting platform returning carrier rates based on data you supply.

Quotes are provisional figures. Amounts are provided by carriers for your chosen class for reference only. They lack status as binding insurance offers, rate guarantees or approval assurances. Your final premium, actual class and acceptance rest on underwriting results; the policy you receive and its amendments determine everything.

Coverage is never automatic here. Entering a quote search, submitting an application, or reaching out through the contact page does not activate coverage. A policy exists only upon the carrier's approval, your signed acceptance and premium payment.

Availability. Product selections, insurers and pricing depend on region and personal facts; changes happen anytime without advance notice. These rates apply to those living in California.

Information. Material on this website offers educational context and is neither legal counsel, tax guidance nor financial direction. Before relying on anything, check with qualified professionals.

Third-party platform. The application section integrates a third-party secure application service with separate terms governing its operation.